What Is Earthquake Insurance?

True, the earth, we live in, is the most beautiful of the planets in the solar system. But in order to live in this charming place, we need to put up with its negative sides a well – natural disasters and earthquakes to name a few in this regard. To …

Should You Seek Out Low Cost Auto Insurance?

Together with the expense of auto insurance turning into far more and more of an issue for the average American loved ones, you’ll find growing numbers of individuals searching for low cost automotive insurance. Even though it really is achievable to locate low cost car insurance, the problem remains, is …

Catastrophic Health Insurance Plans

Catastrophic health insurance coverage reduces rates by covering major medical expenses at extremely affordable premiums. Most large health insurers such as Blue Cross, Aetna, UnitedHealthCare, Cigna and Assurant offer this type of coverage for their individual and family plans. Also, short-term temporary plans tend to feature catastrophic benefits instead of …

Catastrophes and Disasters – Prevent, Protect and Recover

Catastrophes are any misfortune, mishap, or failure and disasters are calamitous events, occurring suddenly and causing great loss of life, damage, or hardship (dictionary definition. Whatever we call them, when a flood, fire, tornado, hurricane or theft occurs, it can cause major financial loss. You never know when something is …

What Is Mortgage Insurance Eligibility?

Mortgage insurance is insurance that the borrower must purchase for the lender. Mortgage insurance is sold to borrowers who are a higher risk for the lender. The insurer agrees to sell insurance to cover the lender in the case of non-payment by the insured. The home buyer must pay for …

What Is Catastrophic Coverage?

If you are looking into buying health insurance, you may have heard the term “catastrophic coverage” or “catastrophic insurance.” But what exactly is it and what is it used for? Knowing a little bit about this type of insurance can help you determine whether it is right for you, and …

What Happens To Your Life Insurance Policy In A Divorce?

It is almost inevitable that divorce will focus on monetary assets. Everything from a home to earnings can become subject to scrutiny. Yet surprisingly few people realize that a life insurance policy – and the potentially large benefits it can pay – can be a significant element of divorce proceedings. …

How Does GAP Insurance Cover Theft?

First of all, what is GAP? GAP Insurance or Guaranteed Auto Protection insurance is an insurance policy in place to cover the difference between the cash value of the vehicle at the time it was declared a complete loss, and the loan value of the vehicle. Also, they usually offered …

Mortgage Insurance – What You Need to Know!

Be careful with this type of insurance. Mortgage protection is designed to help protect you, while Lender’s mortgage insurance will work to protect your financial institution holding your mortgage. When you take out a lender’s mortgage insurance policy, you are not protecting yourself. This type of insurance protects the financial …